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December 22, 2020 at 10:07 PM
Bring up the topic of older workers in nontraditional jobs, and you’ll hear a range of opinions.
Some policymakers worry that workers’ finances are vulnerable to health shocks because they lack health insurance, and they’re concerned that lack of retirement plans will hamper their savings.
Others point out that workers may use nontraditional jobs as stopgaps between more traditional employment or as a way to extend their careers after typical retirement ages. Or, they hopefully opine, perhaps these workers have access to benefits from family members or public programs.
All this boils down to the question: Should we worry about nontraditional jobs?
Boston College’s Center for Retirement Research sought to answer the question by examining four of its recent studies on nontraditional jobs and older workers.
Definitions of nontraditional jobs, the CRR noted, include “gig economy” jobs where workers receive 1099 tax forms for self-employment and/or jobs involving part-time or temporary work.
Researchers found that indeed there is some room for concern about such jobs.
