Insurance Coverage & Fraud Attorney, Grammarian, Logophile, and Angler @ Mura Law Group, PLLC, Buffalo, NY. (I'm the one with hands in the background photo⬆, not the other animal.)
More jaw-dropping, face-palming stuff from my (not)favorite FL public adjuster: "More than likely, I would rather you have a sudden leak, but of course this isn't a perfect world. Sudden leaks are going to put you in a better position." Better than what, Mike? And what are you suggesting? Oh, wait. You explain... "So if you're watching this video...thinking about putting a claim in and you think you've had a long-term leak, or a leak that's been there for a while [is there a difference, Mike?], call public adjuster. A good public adjuster will know how to handle it." Handle WHAT, Mike? The uncovered/excluded loss? Handle HOW, Mike? By misrepresenting the longstanding nature of the leak and water damage? #insurancefraudisbad
7 steps on How to Get Insurance to Pay for Water Damage
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Just wait 'til y'all l see and watch what else I found... https://www.linkedin.com/feed/update/urn:li:activity:6940450817632063488/. 🤦The FL OIR needs to bring this guy in for a chat.
“Don’t fall for that!” (Let us lie for you) #smh
Exactly.. he will tell you how to commit fraud.. What a great guy 🙄🤔😬
This is great material for parody purposes. Were you in a car crash but not injured? Stage Makeup Associates will make you look like a million dollar settlement!
Wow. How to Submit a False Claim. Does he offer bail bonds too?
One argument that I heard in my restoration days from a public adjuster was this: Yes there is mold/rot which is indicative of a repeated leakage/seepage. And I agree the rot is not covered. However, you cannot deny that there was also an accident/occurance that started this claim. And prior to mold/rot there was water damage. And had this damage been evident, the spirit of the exclusion would apply (failure to mitigate damage). However, this leak was hidden and there was a point during the damage (prior to rot/mold) where coverage would apply. Therefore, it should also apply today - just not to the full extent of covering rot/mold, but to the extent of the water damage that occurred prior to mold. As a contractor, I thought this was a clever argument. The carrier ultimately paid. (Pinhole leak in pipe from water heater - steamed up entire crawlspace/insulation/subfloor.) Now, as an agent, I wonder why the carrier did not argue that it is a matter of when the accident occurred. Not knowing when and which carrier owns it, if multiple carriers, makes payment diffucult.
Here’s a novel idea: tell the TRUTH!
I love this guy. Great for chuckles. Bad for perpetuating stereotypes though.
Lifelong Insurance Nerd ┃ Self-Insurance Specialist ┃ Wholesale Insurance Broker ┃ Writer of the World's Longest Out-of-Office Messages
1yHe’s really toeing the line here with his advice in this video. As an insurance professional, I would not be comfortable offering the advice he is giving.