Why I’m Urging My Sister to Get the Chase Sapphire Preferred

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I’ve been helping my sister work on her credit score over the last couple of years, and I’m so excited to see that she’s broken above the 700 mark.  What’s especially great about it is it means she’ll now be more likely to qualify for many of the best credit cards for travel!

During a recent visit, we sat down to review her credit through one of the free credit monitoring sites.  I was interested to see which credit cards they might suggest for her credit profile, and lo and behold, I saw the Chase Sapphire Preferred Card pop up on her account dashboard.

My first thought?  “Score!  That’s one of my favorite cards and Chase Ultimate Rewards points are the best!”

Here’s My Sis Overlooking the Alfama in Lisbon, Portugal.  She’s Pretty Hip, but She’ll Be an Even Cooler (and Smarter!) Traveler Once She Adds the Chase Sapphire Preferred to Her Wallet!

The site ranked her as having “very good approval odds” for the Sapphire Preferred card.  This Chase Ultimate Rewards earning card is one of the first rewards cards I ever applied for, and since starting in the miles & points hobby, Chase Ultimate Rewards points have become my favorite kind of rewards to earn and use.  For these and many other reasons, the Chase Sapphire Preferred card is the #1 card we recommend for beginners to miles & points!

My family has used Chase Ultimate Rewards points more times than I can count.  We’ve used them to fly to exciting destinations including Belize, Panama, London, and Paris.  We’ve even used points to save hundreds on Hyatt hotel stays while visiting family in Seattle and while celebrating my sister’s 30th birthday in Sedona, Arizona!  They’ve also come in handy for saving on last minute flights.

What Else Is Fantastic About the Chase Sapphire Preferred Card?

For starters, it has a great sign-up bonus.  You’ll earn 50,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 months of opening your account.  That’s worth at LEAST $500 in cash back or $625 in travel when you book through the Chase Travel Portal.  And you’ll get potentially much more value if you transfer points directly to airline and hotel partners, like United Airlines and Hyatt!  (That’s what I normally do!)

You’ll also get perks like:

  • 2X Chase Ultimate Rewards points per $1 spent on travel and dining
  • 1 Chase Ultimate Rewards point on all other purchases
  • Primary car rental insurance – Covers damage or theft to your rental car, when you pay for the rental with your card
  • Trip delay reimbursement – Get up to $500 back per ticket when your trip is delayed 12+ hours
  • No foreign transaction fees

And the $95 annual fee is waived the first year!  You can read our full review of the Chase Sapphire Preferred here.

I’m not the only one on the team who loves Chase Ultimate Rewards points.  Team member Keith used them to get tens of thousands worth of travel to New Zealand.  And Joe used Ultimate Rewards to accomplish 4 must-dos in Dubai!

I honestly believe they’re the most flexible and valuable rewards available, so I’m excited to help my sister apply for the Chase Ultimate Rewards points earning Chase Sapphire Preferred!  And I’ll keep y’all posted on how the application and approval process goes!

Meghan Hunter is an editor for Million Mile Secrets. She covers points, miles, credit cards, airlines, hotels and general travel. Her work has also appeared in The Points Guy.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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