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As our population ages and medicine gets better, we are dealingwith more chronic disease than ever before — and it is a huge costdriver in overall medical spend. Most of it falls into fivecategories and it represents a significant portion of overallspend. Sterling Smith, Director of Ventures at ACAP Health, offersperspective, as well as tools and techniques advisors can useto help their clients.

SPONSOR: Captivated Health ( www.captivatedhealth.com)

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