As promised, I’m documenting my progress following my big kick up the arse…
This week I:
- Unlocked my online banking account
- Entered nearly 4 months worth of transaction data into YNAB
- Paid in both a cheque (which I’m notoriously lazy about) and some cash (which I’ve never done before, I just spend notes!)
So, numbers back on track. Now just to finish a project. Hmm…
29 May at 10:14 pm
Do you recommend YNAB? Is it working for you? It sounds like a dream come true for me. I’m literally living like the first example… one moment I’m getting paid £500 by a client thinking I’m rich, spending it and then screaming “ah, shit, bills” the next moment.
29 May at 10:20 pm
Yeah, if I stick at it and actually update it every day (or even every week if I’m busy) it really helps me stay aware of what I’ve got coming up that will need spends, where my money is going etc. I will spend 10-20% less on a month when I’m actively using YNAB.
29 May at 10:23 pm
Right, I’m convinced. Going to download the free trial it now.
29 May at 10:30 pm
PS) Congrats on the progress :)